In the State of North Carolina the workers’ compensation insurance company or employer generally has the right to direct the medical treatment of the injured worker. If you have been injured and you are out of work receiving weekly benefits from a workers’ compensation insurance company it is very important…
With the Baby Boomer generation aging, the need to place a loved one in a nursing home may be in the near future for some. People aren’t simply going to put a loved one in a nursing home with out doing their research first. A decision like this may be…
Retirement benefits are available to those who have paid enough Social Security taxes (through income withholding) to be fully insured for retirement benefits. If you have worked and paid taxes on your income for a good portion of your life, you will almost certainly qualify for retirement benefits. You are…
Although the insurance adjuster may be correct in telling you that he/she can tell you where to treat, he/she cannot keep you from having a second opinion. In the State of North Carolina if you are directed to treat with a particular physician and that physician subsequently releases you after…
What is considered a disability? DIB: Physical or Mental Impairment that last 12 months or more that prevents you from working a full-time job. SSI: Same as DIB. Read More: What Conditions Automatically Qualify You for Disability? Credit Requirements DIB: Must have paid in enough taxes in to Social Security…
To protect an injured worker from loss of income if injured at work and for payment of medical bills, the State Legislature adopted the North Carolina Workers’ Compensation Act. The legislative intent of the Act is to make employers responsible for the injuries of their employees who were injured by…
When filing for Social Security disability you must be detailed when explaining your pains and limitations. For this to be a credible part of your claim, you must be able to let doctors know exactly what you can and cannot do in full detail. Following are two examples of explanations…
Social Security claimants who abuse illegal drugs and alcohol risk losing their entitlement to benefits. Social Security laws can prevent you from receiving disability benefits if your alcohol or drug use is a major factor causing your disability. You may have heard of people receiving disability benefits for alcohol use…
Accepted claim: A claim in which the insurance company accepts or agrees that your injury or illness will be covered by workers’ compensation. Medical only claim: A claim in which the insurance company or employer accepts or agrees that you have suffered an injury, however, they believe that you are still…
Your credibility as a medical patient and as a witness can make or break your Social Security disability claim. Your credibility is built upon many things including your age, education, work history, medical history, criminal history, family history and many other variables. However a cornerstone of credibility, particularly in the…
