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As you’ve seen many times on the news, on the Internet and on our blog, there is a big problem with backlogs in the Social Security Administration. An August 2008 article in The Oregonian puts the number at 762,335 who are waiting on an appeal decision. That was before the…

If you have been released by the treating physician at maximum medical improvement and you have been assigned a permanent partial disability rating then the insurance company or the employer is going to be ready to settle. But what happens if you can no longer perform your previous position and…

Reflex Sympathetic Dystrophy (RSD) is frequently referred to as Complex Regional Pain Syndrome (CRPS). RSD is a multi-symptom syndrome that usually affects the extremities, but may affect virtually any part of the body. The best way to describe RSD is an injury to a nerve or to soft tissue that…

In a previous post on May 5th we shared news from an article in the New York Times about the cost-of-living adjustment that is applied each year to Social Security benefits recipients’ checks. The article offered the news of this happening, but it really didn’t dive into how it happens….

If you are injured in the State of North Carolina as a result of an injury by accident while in the course and scope of your employment then you may be entitled to both medical and lost wage benefits pursuant to Chapter 97 of the North Carolina General Statutes. These…

Bodily Injury Liability If another person is injured because of your carelessness or the carelessness of someone driving your car, this coverage typically requires your insurance company to pay the claim. The company’s obligation is limited, however, to the amount of coverage you purchased. For example, if your liability amounts…

Most employers at the request of the workers’ compensation insurance company will provide light duty to injured workers. Either the employer or the insurance adjuster may then require the injured worker to return to work. But what type of light-duty is being offered? Prior to returning to work it is…

We have been discussing many different mistakes that can be made during your workers’ compensation claim but what happens when the doctor releases you and says that you are as good as you are going to get? As noted previously, this is called maximum medical improvement. It is at this…

Step 1: Initial Application To be awarded disability benefits, you first have to assert your right to them. You assert your right by filing an application with the Social Security Administration. You can make this application in several ways: In person at your local Social Security office; Over the phone…

1. The insurance company could drag its feet in investigating the injury claim and accepting responsibility. (Typical) 2. The person at fault may not report the accident to their insurance company. 3. The person at fault may not have coverage for the damage that they caused you. If so, you…