Although the insurance adjuster may be correct in telling you that he/she can tell you where to treat, he/she cannot keep you from having a second opinion. In the State of North Carolina if you are directed to treat with a particular physician and that physician subsequently releases you after…
What is considered a disability? DIB: Physical or Mental Impairment that last 12 months or more that prevents you from working a full-time job. SSI: Same as DIB. Read More: What Conditions Automatically Qualify You for Disability? Credit Requirements DIB: Must have paid in enough taxes in to Social Security…
To protect an injured worker from loss of income if injured at work and for payment of medical bills, the State Legislature adopted the North Carolina Workers’ Compensation Act. The legislative intent of the Act is to make employers responsible for the injuries of their employees who were injured by…
When filing for Social Security disability you must be detailed when explaining your pains and limitations. For this to be a credible part of your claim, you must be able to let doctors know exactly what you can and cannot do in full detail. Following are two examples of explanations…
Social Security claimants who abuse illegal drugs and alcohol risk losing their entitlement to benefits. Social Security laws can prevent you from receiving disability benefits if your alcohol or drug use is a major factor causing your disability. You may have heard of people receiving disability benefits for alcohol use…
Accepted claim: A claim in which the insurance company accepts or agrees that your injury or illness will be covered by workers’ compensation. Medical only claim: A claim in which the insurance company or employer accepts or agrees that you have suffered an injury, however, they believe that you are still…
Your credibility as a medical patient and as a witness can make or break your Social Security disability claim. Your credibility is built upon many things including your age, education, work history, medical history, criminal history, family history and many other variables. However a cornerstone of credibility, particularly in the…
A recent article from the New York Times says that states are not helping the backlog in the Social Security Administration with cuts they are are making within their state workforce. With states looking to save as much money as possible, they may be laying off employees that review Social…
A report from the New York Times last week says that the F.D.A. is asking makers of some of the more risky medical devices to prove their products are safe and effective. This process was kicked into action by a January 2009 report from the Government Accountability Office that scolded…
Waiting too Long to Apply Once you, through consultation with your doctor(s), have determined that you may be unable to work for a period of 12 months or more, you should file for benefits immediately. You could risk losing benefits to which you are legally entitled by waiting longer than…
