Hardison & Cochran helps injured individuals in Fayetteville, North Carolina, and surrounding areas. Our Fayetteville office is located at 327 Dick Street. Our office is located at Unit 101 of the facility. If you would like to start your free consultation over the phone, contact our Fayetteville office anytime by dialing (910) 960-1181.
- Sylvia Womack“I contacted Mr. Hardison and I found a lifeline when they accepted my case anytime I had a problem or question, I would call Mr. Hardison. My case was settled, but I know I still can call and keep in touch if I need them.”
327 Dick St., Unit 101
Fayetteville, NC 28301
Phone: (910) 960-1181
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We’re here to help you understand your rights after an injury. No matter the details of your situation, if you have questions about an injury, contact us to learn more. Contact us online or connect with our Fayetteville office by dialing (910) 960-1181.
This is the most common question we receive and we’re glad to answer it for you. If you have been injured through someone else’s negligence and no fault of your own, you may have a personal injury claim in Fayetteville and North Carolina.
The state of North Carolina’s personal injury claim legal structure is based off what is called Contributory Negligence. Without getting into the legal mumbo jumbo of it all, what that means is that if you are even considered 1% at fault for your own injuries, you are barred from any type of recovery in North Carolina.
North Carolina is one of only 4 states that follow this type of legal framework for personal injury cases.
This means it’s important to have someone on your side to prove that you did not contribute to your own injuries in a personal injury claim.
However, this legal framework is not applied when someone is injured at work. Workers’ Compensation Claims in North Carolina do not fall under personal injury law. Work Injury Claims function under laws in the North Carolina Workers’ Compensation Act. In a Workers’ Compensation claim, the accident that led to your injuries may be your fault — however, you still may be entitled to benefits. It is a no-fault system.
The truth is not every single injury claim needs the involvement of a lawyer. With that being said, you really won’t know the answer to that question unless you contact an experienced injury lawyer to discuss your matter. We know “it depends” is a very lawyer-type answer, but it does truly depend on what happened and the facts of the claim.
In injury claims where liability fully falls on someone else being negligent and causing the injury, there are different types of things that can be recovered. This includes current medical expenses, potential future medical expenses, lost wages, and compensation for your pain and suffering due to the injuries.
There is no requirement and you shouldn’t speak with them. Their aim is to get you talking as much as possible and get recorded statements from you, hoping you say something that will HELP THEM be able to offer you less or even outright deny any type of recovery payment for your bodily injury claim.
Insurance adjusters aren’t bad people. They aren’t out to get you personally. They’re simply doing their job when they call you. Their alliance is with the company they work for, and their performance is based on how much money they can save the insurance company.
You shouldn’t be rude or crass with them. Just simply thank them for calling, but decline speaking further.
Many times, if you have received an offer to close out an injury claim within days or weeks of the injury, it will be a lowball offer. If you haven’t completed your medical appointments to the point where a medical professional says “this is as good as you’re going to get,” there is simply no way of knowing the “value” of a claim.
You’d be very surprised at how much information an insurance company has about you. If through their findings, which can include public records searches and going through your social media, they find that you’re someone who may need money quickly, they start making offers that in the grand scheme or the details of the claim, we wouldn’t consider fair. It happens all the time.
If you receive an offer, make a quick call to an experienced attorney and let them give you their opinion if it’s fair or not.
First off, let us mention that our free consultations are 100% confidential and zero obligation.
First, we’ll get some basic personal information from you and a brief statement of what happened. Before the attorney speaks with you, they will look over this information. It helps them “set the scene,” so to speak.
During the conversation, you will be able to tell an experienced North Carolina personal injury lawyer your story about what happened. They’ll ask some follow-up questions. If in our opinion you will benefit from our involvement in the claim, we may offer representation. If we don’t feel an attorney is needed in your claim, we’ll let you know that as well.
It’s a very simple process, and no matter what, you’re going to get some valuable information. The only thing it costs is a little bit of your time. The insurance company can pick up the phone and call their lawyers at any time if they have a question. Why shouldn’t you have the same access to an experienced professional?
It costs nothing up front for us to begin work on your claim. We work on what is known as a contingency-fee basis, which means our fee comes from the recovery we secure for you. If we don’t recover, we don’t get paid a fee.
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